M1 Finance

The M1 investment app was built with your financial well-being in mind . With M1, you can Invest, Borrow, and Spend your money all in one place. You set your strategy and we automate it, so you can concentrate on the big picture while we take care of the day-to-day. Sign up today.

BUILD WEALTH YOUR WAY.

Get the freedom to build your investment portfolio the way you want. With our “Pie” dashboard, you can invest in stocks and ETFs you choose, or start with pre-made Expert Pies that best fit your needs. Invest in your portfolio automatically, and get access to fractional shares. Set up a retirement account with Traditional and Roth IRAs, buy stocks, buy index funds - it's your call. Plus, we won’t charge you management or commission fees, so you can keep more of your money.

YOUR MONEY, WHEN YOU WANT IT.

Borrow against your investments, so you can fund your present as well as your future. Tap into a low-cost portfolio line of credit at just 2-3.5% when you have $10,000 invested.*

SPEND FOR TODAY.

Get an online checking account (with debit card) integrated with an easy-to-use stock app, allowing you to keep an eye on all your personal capital in one place. Did we mention it’s free?

POWERFUL TOOLS FOR LONG-TERM GROWTH.

Automate as much of your strategy as you want, so you can build healthy financial habits without lifting a finger. Schedule your investments, rebalance with one click, pay back your line of credit automatically, and more.

GET MORE WITH M1 PLUS.

Sign up for M1 for free, or join the M1 Plus membership to get more rewards throughout M1:

- 1% APY** checking (that's 25x the national average APY for a checking account)

- 1% cash back on M1 Plus Visa™ debit card purchases

- Borrow at our lowest rate, 2%

- Unlock an afternoon trade window so you can buy stocks with more control

- Sophisticated automation with Smart Transfers

- Open a custodial account to start your child’s financial journey early